How long would your savings last without an income?
Two numbers you already know, what your life costs to run each month and what you have saved. The calculator turns a vague worry into a figure in months.
How this savings cover calculator works
Step 01
Put in your monthly essential expenses, the amount your life genuinely costs to run
Step 02
Add your current savings, meaning money you could actually reach inside a week
Step 03
Press Show My Number and get your months of cover, carried to one decimal place
Step 04
Read the colour with it, green from 6 months, gold from 3, red below that, so the figure has a verdict
Curious? Here's what women ask before they start.
If your question isn’t here, reach out at [support email] and we’ll answer.
How many months of expenses should I have saved?
The common guide is 3 to 6 months of essential expenses. Lean towards 6 if your income is irregular, if you are the only earner, or if your household depends on one salary.
Do I use my whole salary or just my essentials?
Just essentials. The point is to measure how long you could keep your life running, not how long you could keep your current spending going.
Where should an emergency fund be kept?
Somewhere safe and quick to reach, because the whole value of the fund is availability. Module 01 works through the trade-off between easy access and a higher return.
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Your money should last as long as you do. Knowing how it works is where that starts.
Join women across Sri Lanka learning to budget, invest, and plan, free.
