Four modules, one financially confident you
Learn each idea in the course, then practise it on the free tools. Use one, or use both.
Module 01 – Money Foundations
The first module builds the foundation everything else rests on: a steady handle on the money moving in and out of your account each month.
What we work through
- Budget with the 50/30/20 rule, and adjust it when the cost of living is high.
- Emergency funds, with a calculator for how long you could survive and a goal-timeline planner to reach your target.
- Debt management, with a debt-health-ratio check and a snowball-versus-avalanche payoff planner.
- Quizzes along the way, and a budget worksheet to take with you.
Module 02 – Investing Basics
This module makes the shift from putting money aside to putting it to work, so your savings can grow instead of standing still.
What we work through
- Compounding and the power of starting early, with a compound-growth calculator.
- The hidden risk of inflation eroding your "safe" savings, with a real-rate-of-return calculator.
- The difference between saving and investing, and the job each one does.
- The main asset classes available in Sri Lanka (savings, equities on the CSE, unit trusts, property and gold), compared side by side.
Module 03 – Wealth Building
This module brings what you have learnt together into a plan, so your money starts working toward the future you actually want.
What we work through
- Retirement planning and your retirement "gap," with a full retirement-gap calculator.
- Tax-efficient investing, comparing how different assets are taxed.
- Portfolio diversification, with a sample balanced asset mix and a portfolio-plan worksheet.
Module 04 – Life Planning
This module prepares your money for life's turning points, so the big chapters are funded and protected well before they arrive.
What we work through
- Planning for career breaks, calculating the income you would lose and building a dedicated fund for it.
- Saving for children, covering long-term education costs through systematic investment plans.
- Insurance planning across life, health and income protection, with a matching activity.
- A dedicated worksheet for each of the three.
The same rhythm,
four times over.
Now that you have seen all four, here is what each one feels like from the inside. Every module follows the same simple pattern, so once you have done one, you know exactly what to expect from the next.
Step 01
Watch
A short introduction from Christine Dias Bandaranaike the CEO and Portfolio Manager of JB set up the module in under a minute.
Step 02
Learn
Clear, jargon-free lessons broken into short sections. Read at your own pace.
Step 03
Try
Hands-on activities and calculators let you put your own numbers in and see what they mean for you.
Step 04
Keep
A printable worksheet at the end of each module turns the lesson into a plan you can hold onto.
Beyond the Lessons
Tools & Calculators
Eight practical calculators, from the 50/30/20 allocator to the retirement gap. Every one lives inside its lesson for context, and they are all gathered here when you want to run your own numbers.
Resources & Worksheets
Printable worksheets for budgeting, career breaks, child planning, insurance and your portfolio. Print them, fill them in, and keep them where you will see them.
Speak to an Advisor
Questions the course does not cover? Talk to a JB Vantage advisor about a plan built around your own goals.
Curious? Here's what women ask before they start.
If your question isn’t here, reach out at [email protected] and we’ll answer.
Is this really free?
Yes, fully free. There’s no fee, no credit card, and nothing to pay later. HerWEALTH is a financial literacy programme by JB Vantage, open to any woman who wants to learn.
Do I have to take the whole course, or can I just use the tools?
Either works. The tools are free to open on their own, and you can start without signing up. The course is there when you want the full picture behind them.
Do I need any background in finance?
None at all. Everything starts from zero and uses plain language, so you can follow along even if you’ve never budgeted before.
How long does the course take to finish?
It’s self-paced. Most women move through the four modules over a few short sittings and fit the videos around a busy week. There’s no deadline and no rush.
Is this investment advice?
No. HerWEALTH is education, not investment advice. It teaches you how money works so you can make your own choices. If you’d like tailored advice later, you can talk to a JB Vantage advisor, but that’s always your call.
Your money should last as long as you do. Knowing how it works is where that starts.
Join women across Sri Lanka learning to budget, invest, and plan, free.
