Helping women in Sri Lanka to build financial knowledge
Money can feel confusing, and most advice assumes you already get it. HerWEALTH changes that: a free course that teaches you to budget, invest, and plan in plain language, plus tools to try it all on your own money.
See what changes when money stops feeling like a mystery.
Money decisions can feel confusing and stressful. HerWEALTH teaches you to budget, invest, and plan with confidence, in plain language, at your own pace.
How money feels now
Money talk is full of jargon
You save, but there's no plan
Money goes aside with no clear picture of later.
Life changes throw off everything
Advice feels made for someone else
With HerWEALTH
Get all four course modules, start to finish
Plain lessons turn jargon into things you can use today.
A real plan for every life stage
Know how to handle breaks, children, and retirement.
Confidence to make your own choices
Knowledge you can act on right away
Open a free tool and try each idea on your own numbers.
Do not take our word for it
Three ways to build your money knowledge.
Learn the ideas in the course. Try them out with the tools & resources. Use one, or use all.
Free courses
Four modules explain the thinking behind every calculator on this page, from your first budget to a retirement plan. Free, self-paced, certificate at the end.
Tools & Calculators
Eight practical calculators, from the 50/30/20 allocator to the retirement gap. Each one lives inside its lesson for context, and they are all gathered here when you want to run your own numbers.
Resources & Worksheets
Printable worksheets for budgeting, career breaks, child planning, insurance and your portfolio. Print them, fill them in, and keep them where you will see them.
A free course that finally makes money make sense.
Learn the ideas in the course. Try them out with the tools. Use one, or use both.
Budget with confidence
Build a simple budget that fits your real life, not a textbook.
Understand investing without the fear
Build wealth that lasts
Plan for every life stage
Get ready for career breaks, children, and retirement before they arrive.
Learn by doing, not just watching
Calculators, quizzes, and worksheets help every lesson actually stick.
Finish with proof in hand
Earn a certificate of completion you can be proud of.
Free tools that turn lessons into decisions.
Open any tool, put in your own numbers, and see your money more clearly in minutes. No sign-up needed to start.
Budget allocator (50/30/20)
Splits your monthly income after tax into needs, wants and savings, so you can see the shape of your month before you start spending it.
How long could you survive?
Answers the uncomfortable question first: if your income stopped today, how many months would your savings actually cover?
Emergency fund goal timeline
Answers the uncomfortable question first: if your income stopped today, how many months would your savings actually cover?
Debt health check
Your debt ratio in one line: monthly debt payments divided by monthly income. It tells you whether you repayments are heavy or normal.
Debt payoff planner
Compares the two ways of clearing debt on your own numbers: smallest balance first for momentum (snowball), or highest interest first to save the most money (avalanche).
Compounding calculator
Shows what a steady monthly amount becomes when it is left alone to grow, and how much of the final total is growth rather than money you put in.
Inflation-adjusted returns
The hidden risk inside a "safe" savings account. Compares the interest you earn against inflation, so you can see what your money will really buy later.
Retirement gap calculator
Puts a number on the distance between what your retirement will cost and what you are currently on course to have.
Your Local Tax calculator
Enter one number you already know, your monthly salary before deductions, and see what you actually pay in tax each month and each year. The rates are the ones in force from 1 April 2025.
Free goal planning calculator
Put in what your goal costs, how long you have, and the return you expect, and see the amount to invest each month in rupees. Change the goal, change the timeline, and watch the number move.
Free EPF and ETF calculator
EPF and ETF are Sri Lanka's workplace retirement contributions. Enter your monthly salary and see all three in rupees, and what actually reaches your account.
Getting started takes about a minute.
Step 01
Pick your starting point
Jump into the course, or open a free tool. No payment, no catch. You can start with either.
Step 02
Learn at your own pace
Watch short videos across four modules whenever a busy week allows.
Step 03
Practise on your own numbers
Free means free. Here's everything included.
No fee, no credit card, no fine print. Sharing this knowledge widely is the whole point.
This is education, not investment advice. When you finish, you’re welcome to a free one-on-one chat with a JB Vantage advisor, only if you want one.
Curious? Here's what women ask before they start.
If your question isn’t here, reach out at [support email] and we’ll answer.
Is this really free?
Yes, fully free. There’s no fee, no credit card, and nothing to pay later. HerWEALTH is a financial literacy programme by JB Vantage, open to any woman who wants to learn.
Do I have to take the whole course, or can I just use the tools?
Either works. The tools are free to open on their own, and you can start without signing up. The course is there when you want the full picture behind them.
Do I need any background in finance?
None at all. Everything starts from zero and uses plain language, so you can follow along even if you’ve never budgeted before.
How long does the course take to finish?
It’s self-paced. Most women move through the four modules over a few short sittings and fit the videos around a busy week. There’s no deadline and no rush.
Is this investment advice?
No. HerWEALTH is education, not investment advice. It teaches you how money works so you can make your own choices. If you’d like tailored advice later, you can talk to a JB Vantage advisor, but that’s always your call.
Your money should last as long as you do. Knowing how it works is where that starts.
Join women across Sri Lanka learning to budget, invest, and plan, free.
