Free budget calculator for Sri Lanka
Enter one number you already know, your monthly income after tax, and see what a workable split looks like in rupees. Adjust the ratio until it matches the life you actually live.
How this budget calculator works
Step 01
Put in your monthly income after tax, the amount that actually reaches your account.
Step 02
Choose a ratio: 50/30/20 classic, 60/20/20 if your cost of living is high, or 50/20/30 if you are saving hard.
Step 03
Get back the rupee value of each of the three portions.
Step 04
See it as a single bar you can read at a glance, so the split stops being abstract.
Curious? Here's what women ask before they start.
If your question isn’t here, reach out at [support email] and we’ll answer.
What is the 50/30/20 rule?
It is a budgeting guide that puts 50% of your income after tax towards needs, 30% towards wants and 20% towards savings. It is a starting shape rather than a law, and the calculator lets you change the ratio.
What counts as a need and what counts as a want?
Needs are the things that keep your life running: rent, utilities, food, transport, school fees, insurance and minimum loan payments. Wants are everything you would still be fine without this month. The line moves from household to household, which is why the lesson spends time on it.
What if my needs are more than 50% of my income?
That is common when the cost of living is high. Use the 60/20/20 ratio instead, which is built for exactly that situation, and protect the savings portion rather than the wants portion.
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Your Local Tax calculator
Enter one number you already know, your monthly salary before deductions, and see what you actually pay in tax each month and each year. The rates are the ones in force from 1 April 2025.
Free goal planning calculator
Put in what your goal costs, how long you have, and the return you expect, and see the amount to invest each month in rupees. Change the goal, change the timeline, and watch the number move.
Free EPF and ETF calculator
EPF and ETF are Sri Lanka's workplace retirement contributions. Enter your monthly salary and see all three in rupees, and what actually reaches your account.
Your money should last as long as you do. Knowing how it works is where that starts.
Join women across Sri Lanka learning to budget, invest, and plan, free.
