Enter one number you already know, your monthly salary before deductions, and see what you actually pay in tax each month and each year. The rates are the ones in force from 1 April 2025.
Put in your monthly salary before deductions, the gross figure your employer quotes, not what lands in your account
The first Rs. 150,000 a month, Rs. 1,800,000 a year, is set aside as personal relief and is not taxed at all
Everything above that is taxed slab by slab, from 6% up to 36%, and only the slice sitting inside a slab pays that slab's rate
Get back your monthly and annual tax as rupee figures, with the slab breakdown shown, so the number stops being a mystery
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The first Rs. 150,000 a month, or Rs. 1,800,000 a year, is personal relief and is not taxed. If your monthly salary is at or below that figure, no income tax is deducted from it. The relief was raised from Rs. 1,200,000 a year with effect from 1 April 2025.
Yes, in practice. PAYE was renamed Advance Personal Income Tax, and it works the same way: your employer deducts the tax from your salary each month and pays it to the Inland Revenue Department on your behalf. Most people still search for it as PAYE, so both names point to the same deduction.
Because the rates are progressive. Only the portion of your salary that falls inside a slab is taxed at that slab's rate, so reaching the 18% band does not mean 18% of everything you earn. Your effective rate, the tax as a share of your full salary, is always lower than the top band you touch.
Splits your monthly income after tax into needs, wants and savings, so you can see the shape of your month before you start spending it.
Answers the uncomfortable question first: if your income stopped today, how many months would your savings actually cover?
Answers the uncomfortable question first: if your income stopped today, how many months would your savings actually cover?
Your debt ratio in one line: monthly debt payments divided by monthly income. It tells you whether you repayments are heavy or normal.
Compares the two ways of clearing debt on your own numbers: smallest balance first for momentum (snowball), or highest interest first to save the most money (avalanche).
Shows what a steady monthly amount becomes when it is left alone to grow, and how much of the final total is growth rather than money you put in.
The hidden risk inside a "safe" savings account. Compares the interest you earn against inflation, so you can see what your money will really buy later.
Puts a number on the distance between what your retirement will cost and what you are currently on course to have.
Put in what your goal costs, how long you have, and the return you expect, and see the amount to invest each month in rupees. Change the goal, change the timeline, and watch the number move.
EPF and ETF are Sri Lanka's workplace retirement contributions. Enter your monthly salary and see all three in rupees, and what actually reaches your account.
Join women across Sri Lanka learning to budget, invest, and plan, free.