Free goal planning calculator
Put in what your goal costs, how long you have, and the return you expect, and see the amount to invest each month in rupees. Change the goal, change the timeline, and watch the number move.
How this goal planning calculator works
Step 01
Choose the goal you are planning for, from wealth creation to a home, education, marriage or retirement
Step 02
Put in what the goal costs today, how many years you have, and anything you have already invested for it
Step 03
Add the return you expect and the inflation on that goal, so the target grows to what it will really cost on the day
Step 04
Get back the amount to invest every month, or a single amount to invest today, along with the gap you are actually funding
Curious? Here's what women ask before they start.
If your question isn’t here, reach out at [support email] and we’ll answer.
What is goal based planning?
Goal based planning means attaching a number and a date to each thing you are saving for, then investing separately for each one. A wedding in seven years and a retirement in thirty need different amounts and different investments, so one pot with four claims on it rarely serves any of them well.
How much should I invest each month to reach my goal?
It depends on four things, and the calculator does the arithmetic on all of them: the cost of the goal in future rupees, how many years you have, what you have already invested, and the return you expect. Longer timelines make the monthly figure smaller, because growth carries more of the load.
What return should I put into the calculator?
Match it to your timeline rather than your hopes. Money needed within three years usually sits in savings, fixed deposits or money market unit trusts. Money you will not touch for seven years or more can sit in growth investments, which move more in the short term but have longer to recover. The calculator suggests a range for each timeline. These are illustrative planning figures, not a forecast.
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Your money should last as long as you do. Knowing how it works is where that starts.
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