Module 03: Wealth Building
Module Overview
About this module
Wealth Building is for any woman in Sri Lanka who has learned the basics and is ready to turn them into a plan. No finance background is needed, and nothing here is investment advice. In a few short sittings you will work through retirement planning in Sri Lanka in plain language, then look at tax and your portfolio.
By the end you will be able to size the retirement you will actually need, see how much of your returns you keep once tax is counted, and understand how a spread of assets holds steadier than a single bet. It is free, self-paced, and yours to revisit whenever you like.
Course content
Retirement Planning
Sizing the retirement you will actually need, then finding the distance between that and where you are now.
Tax-Efficient Investing
Why what you keep after tax matters more than what you earn before it, and where that difference shows up across common assets.
(No tool in this section. It is a walk-through with a side-by-side comparison of how different assets are taxed.)
Portfolio Diversification
Spreading what you hold so one bad year does not undo several good ones, and knowing when to rebalance.
(No calculator here. This section uses the portfolio worksheet you can keep.)
Skills you'll gain in this module
- Work out the size of retirement you will actually need.
- Understand how to keep more of your returns after tax.
- Build a diversified portfolio and know when to rebalance.
- Find your own retirement gap rather than chase a generic number.
- Plan from wherever you are today.
What you will be able to do
How much do you need to retire in Sri Lanka?
Inside the module you will size the retirement you will actually need and see the gap between that and where you are heading, with the retirement gap calculator. Sign up free to find your own number.
How do you keep more of your returns after tax?
You will see how the same return can leave you with very different amounts once tax is counted, and where that difference shows up across common assets. Start free to work through it.
How do you build and rebalance a diversified portfolio?
You will learn how spreading what you hold steadies your returns, and when it is worth rebalancing, then set your own mix on the portfolio worksheet. The full walk-through is in the module.
You have seen what's inside. Now open it.
There is no cost, no credit card, and no prior knowledge needed. Signing up free unlocks the full Money Foundations lesson, every calculator, and the worksheet, and saves your progress toward the certificate. Start here and take the rest at whatever pace fits your life.
Module Overview
Take these modules next.
Money Foundations is the first of four modules in the free HerWEALTH course, and it leads straight into investing.
Module 01 – Money Foundations
The first module builds the foundation everything else rests on: a steady handle on the money moving in and out of your account each month.
Module 02 – Investing Basics
This module makes the shift from putting money aside to putting it to work, so your savings can grow instead of standing still.
Module 04 – Life Planning
This module prepares your money for life's turning points, so the big chapters are funded and protected well before they arrive.
