Module 01: Money Foundations
Module Overview
About this module
Money Foundations is for any woman in Sri Lanka who wants a steady footing with the money she already has, no finance background needed. It is the first stop in the free HerWEALTH course and the base that every later module builds on.
In a few short sittings you will learn how to budget in Sri Lanka in a way that fits your own income, set aside a cushion for the months that do not go to plan, and get on top of debt rather than let it quietly grow. You work at your own pace, and you keep what you make along the way.
Everything here is education, not advice. It shows you how money works and hands you the tools, then leaves the choices to you.
Course content
Budgeting
The 50/30/20 rule and paying yourself first, a simple way to divide your monthly income after tax without overcomplicating it.
Emergency Funds
What counts as a real emergency, how large a cushion should be, and how to build one at a pace you can keep.
Debt Management
Telling good debt from bad, reading your own debt ratio, and choosing a payoff method that clears what you owe.
Skills you'll gain in this module
- Split your income with a budgeting method that fits your life.
- Size and build an emergency fund one step at a time.
- Tell good debt from bad debt and choose a payoff plan.
- Read your own numbers with the module's calculators.
- Turn the lesson into a worksheet you keep.
What you will be able to do
What is the 50/30/20 budget rule?
Inside the module you will set your own split in minutes and see where your money should go, even when the cost of living is high. Sign up free to work through it.
How many months of expenses should an emergency fund cover?
You will learn the size to aim for and build a plan to reach it one standing order at a time. The full method is in the module.
What is the difference between good debt and bad debt?
You will learn to tell them apart and choose a payoff method that clears what you owe. Start free to see how.
You have seen what's inside. Now open it.
There is no cost, no credit card, and no prior knowledge needed. Signing up free unlocks the full Money Foundations lesson, every calculator, and the worksheet, and saves your progress toward the certificate. Start here and take the rest at whatever pace fits your life.
Module Overview
Take these modules next.
Money Foundations is the first of four modules in the free HerWEALTH course, and it leads straight into investing.
Module 02 – Investing Basics
This module makes the shift from putting money aside to putting it to work, so your savings can grow instead of standing still.
Module 03 – Wealth Building
This module brings what you have learnt together into a plan, so your money starts working toward the future you actually want.
Module 04 – Life Planning
This module prepares your money for life's turning points, so the big chapters are funded and protected well before they arrive.
