Module 02: Investing Basics
Module Overview
About this module
Investing Basics is for any woman in Sri Lanka who has been told to save but was never shown what comes next. No finance background is needed, and nothing here is investment advice. It is education, at your own pace, and it is free.
In a few short sittings, this module lays out investing for beginners in Sri Lanka as it actually is. You will see what compounding does to money that is left alone, what risk really means, including the quiet risk of playing it safe while inflation catches up, and where a savings account and a fixed deposit stop doing their job. You will also meet the main asset classes open to you, from unit trusts and Colombo Stock Exchange shares to property and gold, set side by side so the differences are plain.
You will not be told what to buy. You will finish knowing what the options are, how each behaves, and what questions to ask before you decide anything.
Course content
The Power of Compounding
What compounding is in plain words, and why the length of time you stay invested does more work than the size of what you start with.
Understanding Risk
What investment risk really means, including the quiet risk of playing it safe while inflation catches up.
Saving vs Investing
Where a savings account and a fixed deposit do their job, and where they stop, so you can see the two clearly side by side.
Asset Classes
The main things you can invest in, from unit trusts and Colombo Stock Exchange shares to property and gold, and how they differ on risk, return, liquidity, and income.
Skills you'll gain in this module
- Understand what compound interest does over time.
- Compare a fixed deposit against other options with clear eyes.
- See what you can invest in, from unit trusts to the Colombo Stock Exchange.
- Understand what investment risk really means.
- Know why starting early matters more than starting big.
What you will be able to do
What is compound interest and why does starting early matter?
Inside the module you will put your own monthly figure into the compounding calculator and watch the years, not the amount, do most of the work. Sign up free to run your own numbers.
Is a fixed deposit enough, or should you invest?
You will see exactly where a savings account and a fixed deposit do their job and where they stop, and you will check your own return against inflation before you draw any conclusion. The full comparison is in the module.
What can you invest in, from unit trusts to the Colombo Stock Exchange?
You will see the main asset classes set side by side on risk, return, liquidity, and income, so you can tell them apart on your own. Start free to work through it.
You have seen what's inside. Now open it.
There is no cost, no credit card, and no prior knowledge needed. Signing up free unlocks the full Money Foundations lesson, every calculator, and the worksheet, and saves your progress toward the certificate. Start here and take the rest at whatever pace fits your life.
Module Overview
Take these modules next.
Money Foundations is the first of four modules in the free HerWEALTH course, and it leads straight into investing.
Module 01 – Money Foundations
The first module builds the foundation everything else rests on: a steady handle on the money moving in and out of your account each month.
Module 03 – Wealth Building
This module brings what you have learnt together into a plan, so your money starts working toward the future you actually want.
Module 04 – Life Planning
This module prepares your money for life's turning points, so the big chapters are funded and protected well before they arrive.
